Financial Aid

Federal PLUS Loan

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The Federal PLUS loan can be borrowed by parents of dependent undergraduate students to help pay for the student's education. PLUS are processed for one academic year at a time.

Eligibility Requirements:

• The student must enroll for at least 6 credits for each semester in which the PLUS loan will be received.
• PLUS loans are available to parents and step-parents of dependent students.
• Males 18 through 25 must be registered with the Selective Service Administration who resides in the United States who is U.S. citizens or noncitizens. Students are exempt if they are female, under 18, born before 1960, on active duty in the U.S. Armed Forces, citizens of the Federated State of Micronesia or the Marshall Islands, or permanent residents of the Trust Territory of the Pacific Islands (Palau).
• The student and parent must not owe a refund on any federal grants, must not have borrowed federal student loans in excess of annual or aggregate loan limits, and must not be in default on any federal student loans unless satisfactory payment arrangements have been made.
• The student and parent must be U.S. Citizens, U.S. Permanent Residents, or Other Eligible Non-citizens as defined by the U.S. Department of Education.

Please contact your lender of choice to receive current information regarding interest rate, processing fees and repayment options.

Borrowing Limits: Parents may borrow up to the student's yearly Projected Cost of Education minus all other aid the student is receiving (including other student loans).

Forms:
New Student PLUS Authorization Form
Returning Student PLUS Authorization Form
Master Promissory Note